Fintech, Finance, Technology, Banking Highlights – 23 July 2018

Mypinpad Launches Open mPOS Platform for PIN on Mobile

Mypinpad, a payment acceptance and authentication software solutions, announces the launch of Open mPOS. Open mPOS is a complete mPOS authentication platform that uniquely enables merchants, acquirers and Payment Service Providers (PSPs) to deploy PIN on Mobile technologies without the need to undergo their own Software PIN on COTS (SPoC) PCI certification.

Open mPOS will provide a fully certified PIN on Mobile (PoM) solution that removes the complexity in achieving and maintaining PCI SPoC compliance, enabling acquirers and PSPs to save time and money when deploying the latest mobile payments innovations.

The Payment Card Industry Security Standards Council (PCI SSC) has acknowledged input from the industry that mobile and tablet-based POS solutions are key enablers for the continued growth of card payment acceptance. They recently released a standard for Software PIN entry into smart mobile devices. Software PoM opens the path to develop tablet and smart mobile-based payment solutions to increase card acceptance globally. Publication of the standard has generated high demand globally for SPoC certified solutions. Recent industry reports forecast a CAGR in global mPOS solutions of more than 30% from now until 2025. With its Open mPOS release MYPINPAD is ideally positioned to satisfy this global demand.

Cofco International taps Quantifi for CCRM system

Quantifi a provider of risk, analytics and trading solutions, announced it has been selected by Cofco International, a world-class integrated global agribusiness, to help monitor, manage and report their credit & counterparty risk.

Headquartered in Geneva, Switzerland, COFCO International employs 12,000 people in 35 countries. In 2017, it handled 100+ million tonnes of related commodities, with revenues of $34bn.

Against a backdrop of price volatility, cost pressures and competition, commodity trading firms are experiencing challenging times. Despite this, many firms are still relying on traditional, manually intensive methods to evaluate and respond to risk. To improve its risk management capabilities and better govern risk exposures, COFCO International began an initiative to implement an enterprise-wide approach to credit risk management. After careful review COFCO International selected Quantifi’s Commodity Counterparty Risk Management (CCRM) solution. COFCO International recognised that Quantifi could help with their plans to grow into a new global force in agricultural trading.

Socure Identity Verification Bot Establishes New Levels of Trust and Certainty for Online Financial Transactions

Socure, a provider of predictive analytics for digital identity verification, announced Aida (Authentic Identity Agent), the first and only purpose-built bot for establishing trust in online transactions. Named in honor of Ada Lovelace, the world’s first computer scientist, Aida uses artificial intelligence to process billions of multi-dimensional online and offline data points a second to validate the authenticity of digital identities in real-time.

According to the Javelin Strategy & Research 2017 Identity Fraud Study, due to the increasing adoption in the US of EMV (chip) cards and terminals in point of sale environments, fraudsters have increasingly shifted to fraudulently opening accounts and become better at evading detection.

As the number of data breaches has skyrocketed in recent years, personally identifiable data has flooded the black market, making it easier for fraudsters to impersonate real identities or to create fake ones using real data. The reliability of identity data has become a key concern across industries, especially within the financial sector, which often depends on manual review to confirm the identity of new applicants.