Seventy-Four of the Top 100 US Merchants Now Accept Apple Pay.

Target, Taco Bell, Hy-Vee supermarkets in the Midwest, Speedway convenience stores and Jack in the Box are the latest merchants to support Apple Pay, the most popular mobile contactless payment system in the world that lets customers easily and securely pay in stores using their iPhone and Apple Watch.

With the addition of these national retailers, 74 of the top 100 merchants in the US and 65 percent of all retail locations across the country will support Apple Pay.

“Whether customers are buying everyday household items, groceries, snacks for a road trip or grabbing a quick meal, Apple Pay is the easiest way to pay in stores, while also being secure and faster than using a credit or debit card at the register,” said Jennifer Bailey, Apple’s vice president of Internet Services. “We’re thrilled even more customers will be able to pay at their favorite stores and restaurants using the Apple devices that are always with them.”

Apple Pay is rolling out now in Target stores and will be available in all 1,850 locations across the US in the coming weeks. Customers can use Apple Pay today at more than 245 Hy-Vee stores in the Midwest and inside the store at all of Speedway’s approximately 3,000 locations across the Midwest, East Coast and Southeast. Apple Pay is also rolling out to more than 7,000 Taco Bell and 2,200 Jack in the Box locations in the next few months.

These top merchants join other national retailers that already support Apple Pay. In 2018, Costco completed the rollout of Apple Pay to over 500 US warehouses and CVS Pharmacy introduced Apple Pay at all of its nearly 8,400 stand-alone locations. 7-Eleven launched Apple Pay at 95 percent of its US stores last year.

Apple Pay is a mobile payment and digital wallet service by Apple Inc. that allows users to make payments in person, in iOS apps, and on the web. It is supported on the iPhone, Apple Watch, iPad and Mac. It digitizes and can replace a credit or debit card chip and PIN transaction at a contactless-capable point-of-sale terminal. Apple Pay does not require Apple Pay-specific contactless payment terminals; it works with any merchant that accepts contactless payments. It is very similar to contactless payments already used in many countries, with the addition of two-factor authentication via Touch ID, Face ID, PIN or passcode. The service lets Apple devices wirelessly communicate with point of sale systems by using a near field communication (NFC) antenna, a “dedicated chip that stores encrypted payment information” (known as the Secure Element), and Apple’s Touch ID and Wallet.

It is available in the United States, United Kingdom, Canada, Australia, Brazil, United Arab Emirates, Russia, China, New Zealand, Singapore, Japan, Taiwan, Hong Kong and most recently Germany, as well as various other European nations.[1] Apple Pay supports most major credit cards or debit cards, including American Express, Visa, Mastercard and UnionPay etc. Supporting banks vary.